Health insurance is a contract where an insurance company helps pay for your medical expenses in exchange for a premium. It covers costs like hospital stays, doctor visits, surgeries, and medicines. With health insurance, you don’t have to bear the full financial burden during illness or accidents. It ensures timely treatment and peace of mind for you and your family.
What is Health Insurance?
Why Choose Health Insurance?
health insurance is crucial for financial security against unexpected medical emergencies. It covers hospitalization, doctor consultations, and medication costs, preventing significant out-of-pocket expenses. Health insurance ensures access to quality healthcare without financial strain, providing peace of mind for you and your family. Additionally, it offers tax benefits.
Types of Health Insurance
Individual Health Insurance
Family Floater Health Insurance
Senior Citizen Health Insurance
Maternity and Newborn Insurance
Personal Accident Insurance
Critical Illness Insurance
Group Health Insurance
Why To Choose SMG?
Family Coverage
Cover your entire family under a single sum insured.
Zero Day Coverage
Immediate protection for accidents and selected treatments.
Critical Illness Cover
Includes life-threatening diseases like cancer, heart attack, etc.
Covers All Age Groups
From newborns to senior citizens, everyone can be protected.
Guaranteed Bonus
A fixed additional amount added to your insurance policy benefits each year
7000+ Hospitals
Access to 7000+ network hospitals across India, ensures hassle-free hospitalization
Cashless Hospitalization
Get treatment at network hospitals without paying upfront.
Tax Benefit
Premiums paid for health insurance are eligible for tax deductions